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Golden Checking

A checking account for our senior customers

  • Must be 55 or better to qualify
  • Minimum opening deposit: $25.00
  • Minimum balance: $100.00 (or a combined balance of $5,000)
  • Monthly service charge: $6.00, if balance requirements are not met1
  • Overdraft privilege available (see disclosures)
  • Up to 30 processed checks allowed per statement cycle; $0.25 charge per check thereafter
  • Free debit card
  • Free first order of standard checks (customer pays S&H and all subsequent orders)
  • Free online banking
  • Free e-statements and paper statements
  • Free bill pay
  • Free FONE 1st

1 Only the maintenance fee can be waived with the balance requirement.

*Other 3rd party message, data, and/or internet service provider rates may apply, as applicable.

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